Trusted Credit Specialist for over 4 years

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"My Credit score jumped by almost 200 points! My experience was outstanding. Thank you so much!"

~ Mirana G. | Entrepreneur

We Can Help You With

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Students loans

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Medical Bills

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Plus More

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What is Credit Repair?

Credit repair is a process aimed at improving an individual's creditworthiness by addressing and resolving inaccuracies ,errors, or negative items on their credit report. Though strategic interventions and negotiations with credit bureaus and creditors, credit repair services assist individuals in boosting their credit scores, increasing their financial opportunities, and achieving better access to loans and favorable interest rates.

how it works?

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How It Works?

Credit Report Analysis

Reviewing your credit report to assess financial health and creditworthiness, determining credit risk and responsibility.


Challenge & Dispute

Resolution of errors, inaccuracies, or unfair information in your credit report.


Credit Management

Evaluating creditworthiness, setting limits, monitoring payments, and managing debt collection to minimize risks and maintain a healthy financial flow.


Smart Credit Habits

create a tailored plan based on your financial goals.


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Ready to Start your Credit Journey?

Experience a Complimentary 45-minute Phone Consultation to Analysis your credit report or for more information.

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Our Clients Get MORE!


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faster disputes

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on-call assistance

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score assistance

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What our clients say?

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Thanks to The Credit Holic, my credit score has skyrocketed in just a few months. Their team’s professionalism and dedication made the process a breeze. Highly recommended!


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So happy I found this company, within 30 days i seen results just in time to buy my new home! Im still on my journey, but thank you so much for the results I have got this far.

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Sadbh Larissa,

Online Entrepreneur

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I highly recommend reaching out to Lashonay!!! She is knowledgeable and efficient in her work, and have greatly improved my credit score within 90 days…




about us

You are in Good Hands

With over a decade of experience in the beauty industry, my true passion lies in helping people feel and look their best. During this journey, I’ve had the privilege of meeting amazing individuals and guiding them through their business adventures while assisting in building their credit.

Learning about credit at a young age enabled me to purchase my first home at 20, but I also experienced credit challenges that taught me the importance of credit management and credit restoration . Sharing my knowledge led me to work alongside my partner in their credit repair company for three years, and now, I’m excited to branch out and start my own agency. Let’s turn your credit challenges into empowering opportunities together!

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Join our mailing list for credit repair tips, personalized strategies, and exclusive offers. Take control of your credit score today!

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